Wij willen met u aan tafel zitten en in een openhartig gesprek uitvinden welke uitdagingen en vragen er bij u spelen om zo, gezamelijk, tot een beste oplossing te komen. Oftewel, hoe kan de techniek u ondersteunen in plaats van dat u de techniek moet ondersteunen.

Serial entrepreneur Rohit Nadhani, who last sold his Newton email app to Essential in 2018— an app so popular it’s been saved from shutting down multiple times — is today launching a new startup, Kubera. The service aims to offer an alternative to using a spreadsheet to keep track of your assets, investments, cryptocurrencies, debts, insurance, and other important documents that would need to be transferred to a loved one in the event of your death.

The founder was inspired to create Kubera — a reference to the Indian “lord of wealth” — due to a traumatic personal experience. While swimming in Costa Rica, he was caught in a riptide and had to be rescued. After coming home, the first thing he did was to start putting together a list of all his assets to share with his wife in the event of his death.

The task was fairly difficult, as it turned out, as that list now included more than just real estate, stocks and bonds, retirement accounts, and insurance.

Nadhani realized he also wanted to list other assets like crypto investments, collectibles, precious metals, private and foreign investments, trademarks and other digital assets, as well as debts owed him — like loans he had made to family and friends.

Plus, he wanted a few more features that a simple spreadsheet could provide — like the ability to automatically update the value of the assets, similar to Intuit’s Mint, and basic reporting. More importantly, he didn’t want to share access to his personal net worth data and accounts unless it was absolutely necessary.

Existing solutions didn’t meet Nadhani’s needs, he said, as they used outdated technology, lacked the features he wanted, or used users’ data to make budgeting or investment recommendations. That, along with feedback from friends who said they were also stuck using spreadsheets for this task, prompted the founder to create his own solution with Kubera.

To do so, he reached out to former colleague Manoj Marathayil, the founding engineer at Nadhani’s two prior companies, CloudMagic (Newton) and Webyog, which exited to IDERA in 2018. Also joining Kubera is the former Head of Product & Design from Newton Mail at CloudMagic, Umesh Gopinath.

Kubera is launching today as a custom-built solution for the task of listing your assets, both traditional and non-traditional alike.

To use the service, you begin by listing your assets in a simple table, then add details like cost, value, or the documents associated with them, if available. You can either opt to update the values in the table as you go, or you can connect assets to your online accounts to update their value automatically.

 

The service uses trusted financial data aggregation services like Plaid and Yodlee to make the connections, which means it has “read-only” access to your financial data — Kubera cannot make transactions on your behalf. This also allows it to support connections to over 10,000 banks across the world.

The service also uses the open standard AES-256 encryption algorithm to encrypt user data, requires HTTPS on all web pages, uses HSTS to require browsers use only secure connections, and supports 2-step verification through Google Sign-in with other 2-step options launching soon.

The company’s business model is a subscription service, which allows it to generate revenue without having to share data with a third-party or advertiser. The basic service is free to use if you don’t want to automatically update your asset values. If you do, it’s $ 10 per month.

Once the initial entry has been done, Kubera will periodically remind you to update asset values and check in. Its “life beat” check will track if you’ve been inactive for a certain number of days (specified by you during setup) and try to reach you.

If you don’t respond to Kubera’s attempts to reach you, it will then try to reach your beneficiary by way of email and text, if provided. The service sends an email with all the information you’ve provided in a downloadable format to your beneficiary. If they don’t respond after several reminders, Kubera will then reach out to your backup contact, a “Trusted Angel.”

Kubera to some extent competes with services like Mint, YNAB and other online budgeting tools. But these services don’t offer the same extensive net worth tracking and have a different focus. It also competes with financial advisor and wealth management companies, like Personal Capital. But instead of pushing you to connect with a financial advisor or other paid services, Kubera isn’t doling out investing advice.

Further down the road, Kubera may expand into estate planning — like helping with wills or trusts, or connecting you to partners who can provide these services. But for the time being, the service is meant to be used in conjunction with users’ existing wills and trusts.

The bootstrapped startup is a five-person team. At launch, Kubera is offering 100-day free trials, allowing you the time to organize assets before making a decision on subscribing to the service.

 


TechCrunch

A data breach at the U.S. Marshals Service exposed the personal information of current and former prisoners, TechCrunch has learned.

A letter sent to those affected, and obtained by TechCrunch, said the Justice Department notified the U.S. Marshals on December 30, 2019 of a data breach affecting a public-facing server storing personal information on current and former prisoners in its custody. The letter said the breach may have included their address, date of birth and Social Security number, which can be used for identity fraud.

But the notice didn’t say how many current and former prisoners are affected by the breach.

As the law enforcement arm of the federal courts, U.S. Marshals are tasked with capturing fugitives and serving federal arrest warrants. Last year, U.S. Marshals arrested more than 90,000 fugitives and served over 105,000 warrants.

A spokesperson for the Justice Department did not respond to a request for comment by email or phone.

It’s the latest federal government security lapse in recent weeks.

The Defense Information Systems Agency, a Dept. of Defense division charged with providing technology and communications support to the U.S. government — including the president and other senior officials — said a data breach between May and July 2019 resulted in the theft of employees’ personal information.

Last month, the Small Business Administration admitted that 8,000 applicants, who applied for an emergency loan after facing financial difficulties because of the coronavirus pandemic, had their data exposed.


TechCrunch

Personal Genome Diagnostics, the venture-backed developer of a novel diagnostic kit for genomic profiling of different cancers in lab settings, has received clearance from the U.S. Food and Drug Administration for its PGDx elio tissue complete test.

The test’s approval is another step forward for precision therapies that rely on an understanding of the unique genomic profile of an individual patient’s tumor, according to the company.

The test detects single nucleotide variants and the small insertions and deletions known as indels. Single nucleotide variants, indels, and identifying characteristics like the tumor mutation burden can be used by physicians to determine how rapidly a disease like cancer to progress and can provide essential targets for precision therapies to individual tumors.

The information doctors collect from these tests can also be used to help oncologists identify patients for clinical trials.

The new diagnostics test cover 35 different tumor types.

“There has not, until this point, been one standardized test for all kinds of cancer that any lab across the country can perform,” said Dr. Pranil Chandra, Chief Medical Officer of Genomic and Clinical Pathology Services, PathGroup, an early collaborator for PGDx elio tissue complete, in a statement. “With this clearance, labs across the country will for the first time have an option for a regulated, standardized test that examines a broad view of cancer pathways and genomic signatures across advanced cancers.”

To date, Personal Genome Diagnostics has raised over $ 99 million, according to Crunchbase. The company’s investors include New Enterprise Associates, Bristol Myers Squibb, Inova Strategic Investments, Co-win Healthcare Fund, Helsinn Investment Fund, Windham Venture Partners, Maryland Venture Fund

“We are proud to have led the first institutional round for PGDx,” said Dr. Justin Klein, in a statement when the company raised a $ 75 million round back in 2018. “Rapid advances in immuno-oncology, targeted agents, and combination cancer therapies are heightening the importance of tumor genome testing that enables treatments to be targeted to those patients most likely to benefit.”

 


TechCrunch

Despite what companies have said about providing personal protective equipment to gig workers, some workers say they are struggling to get masks, gloves and other items from companies like Target-owned Shipt, Uber, Lyft and Instacart.

“PPE is still a huge issue for us,” Shipt shopper and organizer Willy Solis told TechCrunch. “We have dozens of reports across the country where shoppers have gone to pick up their equipment to be told it’s only for employees. On top of that, Target’s Twitter account essentially said that much.”

Earlier this month, Shipt workers staged a walk-off in protest of Shipt’s treatment of workers amid the COVID-19 pandemic. Around that time, Shipt said it would provide all shoppers with gloves and a mask within the next two weeks. Those shoppers, Shipt said, would be able to pick them up at their nearest Target stores. Shipt said it also would allow its most active shoppers to claim a free kit that included gloves and hand sanitizer. But some shoppers report struggling to pick up the PPE at Target and through the Shipt app.

Shipt declined to comment for this story but pointed us to both Shipt’s and Target’s respective announcements.

Over in Los Angeles, some Uber and Lyft drivers say the rideshare companies have yet to provide them with face masks and other protective equipment. This is in light of LA Mayor Eric Garcetti’s Worker Protection Order, which requires companies to provide essential workers with PPE.

“As an Uber driver, I’m incredibly vulnerable to infection,” Uber driver Deborah Garcia said in a statement. “I transport dozens of passengers every day, and many are the doctors and nurses dealing with coronavirus cases up close. Uber and Lyft love to talk about drivers as heroes on the frontlines, but what does it say about these companies that they’d rather brainstorm clever hashtags than use even a small slice of their billions to keep drivers like me safe? It’s infuriating, and it’s time for our elected officials to take action.”

Uber says it’s begun distributing masks to active drivers and delivery workers throughout the nation, initially focused on New York City and Los Angeles. Active drivers and delivery people in Los Angeles who have requested masks should receive them in the mail by the end of this week, according to Uber.

“This is a long term commitment,” an Uber spokesperson told TechCrunch. “We have ordered tens of millions of masks for drivers around the world and expect another major shipment to the US very soon.”

Uber says it has also started shipping around 30,000 bottles of disinfectant. Lyft, in response to claims that the company is not providing PPE, says what drivers are saying is not true.

“In light of the latest CDC guidance on cloth face coverings, we’ve ordered face masks for drivers at no cost to them,” a Lyft spokesperson told TechCrunch. “We have been making them available to drivers, prioritizing regions where additional guidance about face coverings has been given. This includes LA, where we’ve already begun handing out thousands of face coverings to drivers.”

Lyft began distributing masks last Saturday, and distributed some more this past Monday and Wednesday. Lyft plans to distribute more on Friday. So far, Lyft says it has been able to hand out thousands of masks.

There are also reports that Instacart shoppers are having difficulty obtaining hand sanitizer and reusable face masks, according to The Hill. Instacart says it has been providing shoppers with hand sanitizer since last week and began shipping thousands of kits with face masks, sanitizer and thermometers this past Monday.

Nationwide, there is an understanding that gig workers delivering food and groceries, and providing rides to people during the pandemic are essential. As more cities begin to implement rules requiring people to wear masks upon entering grocery stores, companies will be forced to step up their production and delivery of personal protective equipment to workers.


TechCrunch

Flying cars, or at least their functional equivalent, edge closer to reality every day – and startup Kitty Hawk wants you to know it’s putting in the flying time to make it happen. The company, led by former Google self-driving car visionary Sebastian Thrun, has now flown its first aircraft, the one-person Flyer, over 25,000 times. That includes both its excursions as a prototype that resembled a flying motorcycle or ATV, and in its current, more refined, mostly enclosed cockpit design.

Flyer is now one of two aircraft that Kitty Hawk is working on bringing to market, alongside its Cora two-person, autonomous taxi built in collaboration with Boeing. Flyer is a one-person, human piloted aircraft designed primarily for recreational use, and Kitty Hawk has said it’s refined the vehicle to the point where someone with no experience can learn to fly it in 15 minutes. The company is currently looking for applications for potential partners who want to deploy it in their communities, and it does seem like the type of thing that might do well as an organized excursion activity at a travel destination or resort.

There’s no info on pricing or actual availability yet, but there was a limited Founder Series pre-order for individual purchasers with deep pockets. The aircraft features pontoons and is designed for use over water, and it can fly between three and 10 ft above the surface with vertical take-off and landing capabilities.

Personally, I’d probably opt for the flying jet-ski over paragliding if it was on offer at a vacation spot, so here’s hoping this actually finds a path to commercialization somewhat soon.


TechCrunch


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